Chicago's Trusted Reverse Mortgage Advisors
We help Chicago homeowners age 62 and older convert home equity into spending money — without selling, without monthly payments, and without losing the keys to your home.
What We Do
Every homeowner's needs are different. We offer flexible reverse mortgage structures so you can choose the approach that fits your goals — whether that's supplemental income, debt consolidation, or preserving your estate.
The Home Equity Conversion Mortgage is the most common reverse mortgage, insured by the Federal Housing Administration. It's the only reverse mortgage backed by the U.S. government, giving you security and peace of mind.
Available as a lump sum, line of credit, monthly payments, or a combination — tailored to how you want to use your equity.
Use your reverse mortgage to buy a new home. Instead of selling your current house and starting over, you can leverage your existing equity toward a purchase — and still qualify for a reverse mortgage on the new home.
Ideal for downsizing or relocating to a single-story home without the burden of a traditional mortgage.
Reverse mortgages are complex financial products. We walk you through every detail — how interest accrues, what happens to your equity, your obligations as a homeowner, and the alternatives you should consider.
No pressure, no sales pitch. Just clear, honest information so you can make the right decision for your family.
Why a Reverse Mortgage
A reverse mortgage isn't about giving up your home. It's about unlocking the value you've built over decades — on your terms, in a way that works for your life.
You remain the homeowner. The loan doesn't require payments until you move, sell, or pass away.
Reverse mortgage funds are considered loan proceeds, not income — so they're generally not taxable.
As long as you maintain the home, pay property taxes and insurance, and live there as your primary residence, you can stay.
Choose a line of credit that grows over time, monthly payments, or a combination — your choice, your schedule.
62+
Minimum age to qualify
How It Works
The reverse mortgage process is straightforward when you have the right guidance. Here's what to expect from start to finish.
We discuss your financial goals, review your home's value, and explain how a reverse mortgage could fit your situation — with no obligation.
We prepare your application and help you gather the documents needed. We also arrange mandatory HUD counseling so you understand every detail.
Your home is appraised, and we complete the underwriting process. We handle the paperwork and coordinate with the lender so you don't have to.
At closing, you sign the final documents, receive your funds, and keep your home. You can choose how you want access to your equity — line of credit, monthly payments, or both.
Common Questions
Schedule a free, no-obligation consultation. We'll review your situation and explain your options — honestly, clearly, and without pressure.
Get in Touch
Whether you have questions or are ready to explore your options, we're here. Reach out by phone, email, or by filling out the form — we respond within one business day.
Office
207 E Ohio St Ste 278
Chicago, IL 60611
Phone
(312) 981-5075Office Hours
Monday – Friday: 9:00 AM – 5:00 PM
Saturday: By appointment